Mortgage Loan

Most people have a dream of one day owning their own home or property but are held back by lack of finances to buy or build homes or other commercial property. They may or may not be aware of the fact that you don’t need to have saved the large amount needed to achieve your goal. Let’s face it, owning property these days is not a walk in the park. There are some other sources of finance you can choose from including borrowing from friends and relatives (which is even harder than taking a loan) and of course applying for property or mortgage loans. And that’s where we come in.

Apart from providing you with mortgage and commercial property loans, we also have a calculating system which you can use to keep track of your loans, with repayment terms of up to 35 years. Yes, 35 years! Now you have no reason to not have your own house, with minimal down payment required. Using our property loan calculator you can be able to:

1. Approximate the monthly repayment amount for your mortgage or commercial property loan.
2. Produce a pie chart of your loan principal against the interest accumulated.
3. Create your personalized annual principal, interest accumulated and remaining balance table.

All these are necessary to help you plan when and how to make payments on your loan to avoid high-interest accumulation and/or the resulting penalties. Using the calculator is very simple, anybody can do it. You just need to follow the following steps:

Step 1 – On the calculator, enter your property loan amount in RM

Step 2 – Key in the amount you deposited as down-payment in the same currency.

Step 3 – Give the repayment period as agreed with the lender.

Step 4 – Enter the interest rate that your loan carries and you’re good to go.